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城区分析
城区分析 articles from PremiumRea.
59 articles
- 10 April 202611 min read·Joey Don
The Whiteboard Method: How We Analyse a Suburb in 30 Minutes.
Every suburb goes through seven tests. One failure means disqualification. Here is the framework our team uses for every recommendation.
- 4 April 2026约 10 分钟阅读·Joey Don
Ballarat 分区拆解:钱到底往哪里去
Ballarat 是六个市场。这里告诉你钱真正流向的地方。
- 29 March 202611 min read·Joey Don
Rowville Looks Safe. The Data Says It's Ageing Out.
Rowville is one of those suburbs that feels like it should be a great investment. Leafy streets. Good schools. Low crime. But the numbers tell a story the streetscape conceals.
- 23 March 202612 min read·Joey Don
School Zone Properties Are a Wealth Trap. Here's What Smart Parents Do Instead.
Australian parents are spending $200,000 extra for a postcode. The data says that money would have been better deployed almost anywhere else.
- 17 March 2026约 13 分钟阅读·Joey Don
在维州用 $50 万能在哪里买房?Ballarat 刚刚改变了游戏规则
大家都在问我,在维州用 $50 万的预算该怎么买。答案其实一直就摆在墨尔本西北 110 公里之外。
- 11 March 202610 min read·Joey Don
I Walk Into Every Suburb the Same Way. The Dog Park and the Main Strip Tell You Everything.
Before I read a single line of CoreLogic data, I drive to two places. The local dog park and the main shopping strip. In 30 minutes, those two spots tell me more about a suburb than any spreadsheet.
- 5 March 202611 min read·Joey Don
Cranbourne in 2025: While You Were Watching, Others Were Already Developing
I drove through Cranbourne last month and counted 14 active development sites within a two-kilometre radius. Dual-occupancy builds, granny flat installations, knockdown-rebuilds. The suburb has crosse
- 27 February 202611 min read·Joey Don
St Albans Street-by-Street: Which Blocks Have Development Potential and Which Are Dead Ends
After our Carinlea deep-dive went viral, we got flooded with one question: can I subdivide in St Albans? The answer depends entirely on which street you're on, what zone it's in, and whether the block
- 21 February 2026约 11 分钟阅读·Joey Don
我开车穿过 St Albans,找到了一个挨着 $2M 豪宅的 $700K 小区。为什么这件事重要。
St Albans 被大多数投资者一笔带过。太多元、太糟、太西。我带着相机开车穿了一遍,发现了一样数据党会漏掉的东西:一个 $700K 木板房和 $2 million 建筑师设计大宅共用一条街的小区。
- 14 February 2026约 10 分钟阅读·Joey Don
Deer Park:$700K 就能进场的城区,本地人已经在悄悄赚钱了
当所有人还在争论墨尔本到底有没有在涨的时候,Deer Park 已经悄悄跑出了两位数回报率。西北走廊领跑,东南跟涨。上周我实地看了五套内部房源。以下是我的真实观察。
- 6 February 2026约 11 分钟阅读·Joey Don
$700K 的房子就挨着百万澳元的豪宅。欢迎来到 St Albans。
大部分华人澳洲投资者从没踏足过 St Albans。他们应该去走一走。这里的数据,是目前整个大墨尔本最好的一批之一。
- 29 January 2026约 10 分钟阅读·Joey Don
$750K 总投入,$880 一周租金。Hampton Park 实地走访。
我现在站在一套九个月前以 $645K 内部房源(off-market)拿下的房子前面。隔壁房子刚刚以 $730K 和 $760K 卖出。而我们的这套,每周收 $880。
- 21 January 2026约 11 分钟阅读·Joey Don
Hampton Park:十年涨 91%,24 天成交,而且依然不到 $700K
我准备分享一些通常只对付费会员先开放的内容。如果我现在手上有 $700K 预算,想要十年最大复利增长再加从第一年起就有正现金流,Hampton Park 是我明天就会下手的城区。
- 13 January 202610 min read·Joey Don
He Spent $1.1M on a Sunshine Property. He Lost $200K. Here's What Went Wrong.
A friend of mine ignored my advice, bought in Sunshine for $1.1 million, tried to convert the ground floor to commercial. He lost roughly $200,000. Let me show you exactly where he went wrong.
- 5 January 202610 min read·Joey Don
$700K House, $900 a Week Rent — Why Lynbrook Is Melbourne's Best-Kept Secret
Melbourne still has suburbs where a $700K house can pull $900 a week in rent. Lynbrook is one of them. But there are three streets where buying would be a catastrophic mistake.
- 28 December 2025约 11 分钟阅读·Joey Don
他们要升级 Narre Warren 的警察局。这件事你应该兴奋。
维州政府现在的预算赤字非常大。各处都在砍预算。结果他们却批了 Narre Warren 警察局的升级——这是全州今年唯一的一笔。看不懂这个信号,我也帮不了你。
- 20 December 202511 min read·Joey Don
Every $600K-$700K Suburb in Melbourne's Southeast — Ranked
Frankston: hospital expansion. Cranbourne: subdivision potential. Hampton Park: land scarcity. Plus the suburbs to avoid. The definitive southeast Melbourne buying guide.
- 12 December 202511 min read·Joey Don
The 7 Steps a Buyer's Agent Actually Takes to Buy Your House (And Why Step 3 Saves You $40K)
Most people think a buyer's agent just finds a house and makes an offer. That's roughly 20% of the job. The other 80% — the part that stops you overpaying by $40,000 or buying a flood-zone lemon — hap
- 4 December 2025约 11 分钟阅读·Joey Don
这一套 Cranbourne 的房子让我赚了 $300K 澳元。下面是完整过程。
我买下这套房子的时候,没人愿意碰墨尔本市场。三年后,它已经比我当年付的贵了 $230K 澳元,而且租金足以覆盖所有支出,还有结余。
- 26 November 202512 min read·Joey Don
I Spent 100 Hours Researching Mining Town Property. Most of It Is Toxic — Literally.
Thirty-million dollar question for bargain hunters: what's the difference between a $300K house yielding 6% in a mining town and a $300K house yielding 6% in a regional hub? About twenty years of heav
- 19 November 202511 min read·Joey Don
Two Minutes at an Open Home Can Save You $100,000 on Foundations
I crawl under houses for a living. Not glamorous. Not pleasant. Definitely not what my mum expected when I got my degree. But the two minutes I spend with my head in a subfloor access hatch have saved
- 11 November 202512 min read·Joey Don
Everyone Writes Off St Albans. The Data Says They're Wrong by 30%.
I'm going to give you something worth more than most paid reports: a street-level map of St Albans showing exactly where to buy, where to avoid, and where the next development wave will create the big
- 3 November 2025约 12 分钟阅读·Joey Don
前屋每周 $500,后院 granny flat 再加 $400。我现场走了一遍这个双收入项目。
停在车道上的那台奔驰会告诉你一件事:愿意租双户配置房产的租客,根本不是大多数人想象中的那种人。
- 26 October 2025约 12 分钟阅读·Joey Don
我把 Ballarat 对 Geelong 的数据拉出来看了一遍。这 $20 万澳元的价差,不讲道理
Ballarat 人均经济产出可以和墨尔本掰手腕,但房价却比 Geelong 便宜 $200,000 澳元。这不是折扣,这是市场还没来得及纠正的一次定价错误。
- 18 October 202511 min read·Joey Don
26 Applications Before We Even Opened the Door. That's Melbourne's Southeast Right Now.
Christmas Eve. Three property managers on site. Cars lining the entire street. The neighbours came out to ask if we were holding an auction. We weren't. We were renting out a house for $1,300 a week.
- 10 October 2025约 13 分钟阅读·Joey Don
Doncaster vs Doncaster East:一个在变高密度,另一个在静静印钱
大多数人把 Doncaster 和 Doncaster East 当成同一个城区加了个后缀。他们错得不能再错。一个正在被推土机铲平、推向高密度城市中心;另一个在悄悄给那些买对街道的人印 equity。
- 2 October 2025约 12 分钟阅读·Joey Don
我在 Hampton Park 买了 30 套房。下面说说为什么数字依然成立。
兄弟,这个城区的每一条街我都开车走过。看过有上升潮气的房子,看过有违建加建的房子,也看过卖家中介找不到前门钥匙的房子。我还是一遍遍回来。因为基本面不会撒谎。
- 26 September 202511 min read·Yan Zhu
Rich Suburbs vs 'Cheap' Suburbs: Where the Smart Money Actually Goes
Everyone assumes wealthy suburbs are safe investments. The data says otherwise. Here's what actually drives 10-year returns — and it's not prestige postcodes.
- 17 September 202511 min read·Joey Don
How I Cut My Mortgage Rate by 0.6% Without Refinancing — The Discharge Form Trick
My owner-occupier rate is 5.19%. The official posted rate is 5.8%. I didn't refinance. I didn't use a broker. I filled out a single form and waited for the phone to ring.
- 9 September 202513 min read·Joey Don
Why Rising Property Prices Are Actually Dangerous for Most Investors
Everyone assumes a rising market means everyone wins. That is dangerously wrong. I have watched investors with five properties go bankrupt during a boom, while first-timers with one well-chosen house
- 24 August 2025约 11 分钟阅读·Yan Zhu
澳洲房产食物链:你坐在哪一节,决定你是吃还是被吃
问自己一个不客气的问题:在澳洲房产里,你到底有几种赚钱方式?如果答案只到"资本增值和租金"为止,你就坐在食物链的最底端。而在你上面的那群人,正悄悄把你的利润吃掉。
- 16 August 2025约 12 分钟阅读·Yan Zhu
我永远不会买 house and land package 来做投资的五个理由
我跟 60 多位买过 house and land package 后悔的投资者聊过。其中一位买了 15 套——同一个建筑商、同一个户型、同一个外立面颜色。他现在正在折价脱手。这类 package 是为开发商设计的，不是为投资者设计的。
- 8 August 202512 min read·Joey Don
154 Families Lost Everything on a House-and-Land Package. Here's How It Happened.
154 families. Millions in deposits. Six years of waiting. And all they got was a patch of dirt and a lawsuit. This is the house-and-land horror story every buyer needs to read.
- 31 July 2025约 11 分钟阅读·Joey Don
你离谈判高手之间,隔着 100 次 offer。这是路线图。
我在住宅房产上提交过超过一千份 offer。不是纸上谈兵那种 offer,是带着真实数字、附在真实合同上、发给真实中介的——有时候他们当场笑出来,有时候二十分钟后打回来问能不能三十天交割。这种量级教会我的东西,任何课程都教不了。
- 23 July 2025约 9 分钟阅读·Joey Don
每天 6,500 人被裁。你的名字可能已经在名单上了。
2021 年过了两个月,全球已经有超过 40 万人被裁。算下来,每天有 6,557 人打开那封邮件。如果你觉得自己的工作很安全,我有一些让人不舒服的数据要给你看。
- 16 July 2025约 10 分钟阅读·Yan Zhu
墨尔本被看好领跑 2026 房市上行——KPMG 报告到底在说什么
KPMG 点名墨尔本为 2026 年澳洲表现最好的首府，独立屋价格预计上涨 6.6%。但这波上涨不会均匀分布。涨幅会真正落在哪些地方？下面讲清楚。
- 8 July 202511 min read·Joey Don
Stop Converting Your Home into an Investment Property. Sell It Instead.
You know why some people on average salaries own five properties while high-income earners get rejected for their second? Because high-income earners keep converting their home into an investment prop
- 30 June 2025约 11 分钟阅读·Joey Don
AI 可以被骗着去推荐坏城区。下面是这个骗局的工作方式。
央视 315 晚会的调查曝光了 AI 训练数据是如何被刻意污染的。作为一位从 IT 转到买家中介的人,我一眼就认出,同样的手法可以被用来操纵城区级别的房产推荐。
- 16 June 202511 min read·Joey Don
The Mistakes 99% of Property Investors Make (And How to Buy at Genuine Depth)
Most property investors buy at market price, skip the exit plan, and then try to renovate the property themselves over eight months. Every one of those decisions costs them real money. Here's the play
- 15 June 2025约 10 分钟阅读·Yan Zhu
APRA 刚把贷款上限压到年收入 6 倍。上一次这么干的时候,房价跌了 15%
最近澳洲贷款规则发生的事情,值得你认真关注。因为上一次监管机构像这样收紧按揭,我们看到了三十年来最大的一次房价回调。APRA 不是在闹着玩。如果你是接下来十二个月内打算借款的投资者,这件事直接关系到你。
- 31 May 2025约 11 分钟阅读·Yan Zhu
父母的那套房子,正在扼杀你的未来(而这不是他们的错)
那一代人当年用三年工资就买下一套房,如今坐在价值 $200 万澳元的房产上。而这笔财富的大部分,不会传到下一代手里。如果你指望继承一笔遗产来启动自己的房产之路,你会等很久。
- 11 March 202511 min read·Joey Don
Short-Term Rental vs Long-Term Lease in Melbourne — Which Actually Makes More Money?
The Airbnb dream: $350/night, booked solid, money rolling in. The reality: 60% occupancy, $200/turnover cleaning, accelerated wear, council restrictions, and income that swings wildly season to season
- 4 March 2025约 11 分钟阅读·Joey Don
$600K 的房子一年涨了 $100K,我是怎么挑这个城区的
不在 Perth,不在 Brisbane,在墨尔本。一套 $600,000 的房子,12 个月里资本增值 $100,000,周租 $850。我会把挑这个城区用的三项指标完整讲给你听。看完这篇,你自己就能复制。
- 24 December 2024约 10 分钟阅读·Yan Zhu
公共住房如何把房产价值拖低 10-20%(以及怎么在买之前查清楚)
在 open inspection 上没人聊这个。中介不会提,Section 32 里也不会标注。但如果你目标 suburb 里超过 18% 的住房是 social housing,相比邻近区域,你的房产价值可能被压低 10-20%。本文讲怎么查——以及为什么它比学区或火车站更重要。
- 29 October 202412 min read·Yan Zhu
The Software Buyers Agents Use to Pick Suburbs. I Am Showing You For Free.
I am genuinely tired of watching buyers agents charge $20,000 to sit at a desk and click through a piece of software. So I am going to show you exactly how they do it. Every filter. Every metric. Ever
- 3 September 2024约 11 分钟阅读·Yan Zhu
没结婚?你的伴侣照样可以拿走你一半的房产。怎么保护自己。
上个月我有一位客户,手里攒了三套房、总值 $2.1 million 澳元。每一份产权都只写了他自己的名字。没结婚,没孩子。然后,他那位相处三年的伴侣申请了财产分割。他以为没结婚就没事。他想错了。
- 9 July 202411 min read·Yan Zhu
Box Hill's 30-Year Transformation: From Quiet Suburb to Melbourne's Eastern Powerhouse
People keep asking me whether Box Hill is 'too expensive now.' That question misses the point entirely. The real question is: what drove Box Hill from a sleepy suburban centre to a designated metropol
- 14 May 2024约 10 分钟阅读·Joey Don
我穿着帽衫走进一场 $2.9M 的酒店拍卖——这正是策略本身
请柬上写着"smart casual"。我穿了帽衫去。故意的。在一屋子穿着 $3,000 西装的开发商里，那个没人当回事的年轻人才是最危险的竞价者。
- 19 March 202410 min read·Joey Don
The $199/Month Data Tool That Replaced My Entire Research Team (And How to Use It)
I used to spend 30 hours a week analysing suburb data manually. Pulling vacancy rates from SQM. Cross-referencing median prices from REIV. Running land-value calculations from council records. Then I
- 23 January 202414 min read·Yan Zhu
Every Tax and Fee on Melbourne Property (One Article, No Surprises)
A client asked me last month how many different taxes and fees apply to a Melbourne investment property. I started counting and got to eleven before I ran out of fingers. Stamp duty, land tax, capital
- 28 November 202312 min read·Joey Don
From Saving $5K a Month to Earning $8.3K Passively. Here Is What I Actually Did.
Ten years ago I was an IT project manager earning a decent salary but trading every hour of my time for money. If I stopped working, the income stopped. If I got sick, the income stopped. If AI replac
- 31 October 2023约 11 分钟阅读·Joey Don
她对房产一无所知,房子一年涨了 25%。这是怎么做到的。
她分不清贷款中介和银行放贷员。交割半年后她还说不出 council rates(市政费)是什么。但她信任整个流程,买下一套位于角地、带结构问题的木板房,然后在付完 $625,000 的十二个月后,看着 RPData 把它估到了 $780,000。
- 5 September 2023约 10 分钟阅读·Yan Zhu
我用 AI 把 10 个政府数据库合成一张房产风险地图,结果揭开了这些
Mount Waverley 一个城区就有 54 个独立的政府认定风险覆盖区。洪水区、山火区、遗产控制、高压线地役权——全部是免费公开数据,但全部埋在 20 个不同的数据库里。我们用 AI 把它们合并成了一张交互地图。
- 11 July 2023约 11 分钟阅读·Joey Don
今年我从房产拿到了 $300,000 的被动收入。银行截图在这里。
没有广告,没有赞助,只是事实。我是一个普通人,买的都是我客户放弃的 on-market 房源。今天我把自己的银行账户打开给你看,一套一套地告诉你这 $300,000 的被动收入是怎么来的。
- 31 March 2023约 10 分钟阅读·Yan Zhu
你的房子涨了 17%。你还是亏了。算账给你看。
一位达尔文投资者的房产第一年涨 17%,两年累计涨 34%。听起来很厉害。但扣掉印花税、卖方中介佣金、律师费、布景和资本利得税之后,真正落到口袋里的现金,勉强 $103,000。而墨尔本一位 buy-and-hold 投资者,只付了一次交易成本,然后通过再融资把净值释放出来去买第二套房。
- 3 August 2022约 10 分钟阅读·Yan Zhu
我们在 Frankston 以 $840K 买入,三个月后估到 $935K。原因在这儿
三个月,资本增值 $95,000。不是哪个投机的加密代币——是 Frankston 一套 612 平米的三房独立屋。而这个城区,过去很多年墨尔本投资者都懒得看一眼。
- 6 December 2021约 11 分钟阅读·Yan Zhu
她手上 $700K,所有人都让她买公寓,我们帮她买了一套 700sqm 的独立屋,周租 $810
Fish 是一位美食博主,预算 $700K。每个中介都劝她买公寓。我们帮她买下了一块 700 平方米的角地独立屋,通过户型改造做成双出租,现在每周 $810 进账。
- 10 April 2021约 10 分钟阅读·Yan Zhu
维州跨州人口流向刚刚反转。这对房产市场意味着什么。
澳洲其它每一个州,跨州人口数据都乏善可陈 —— 要么一直净流入,要么一直净流出。维州刚刚做了一件它们都没做过的事 —— 人口流向反转了。在投资圈里,我们管这个叫超级信号。
- 13 August 2020约 11 分钟阅读·Yan Zhu
我怎样用 Google Maps 在离开办公桌前就刷掉 70% 的房子
上周末我看着一家人开车在墨尔本东南跑了四场开放日。四套里有三套在 Google Maps 上就能看到致命问题。他们本来可以省下五个小时和一箱油。下面是我用的那套完整筛选方法。