Insights & Resources
Expert analysis, market trends, and practical advice for property investors
I drive a Tesla. I bought it because I thought it was a sensible financial decision — low running costs, no fuel, minimal maintenance. What I did not account for was the speed at which a $65,000 vehic
A client asked me last month how many different taxes and fees apply to a Melbourne investment property. I started counting and got to eleven before I ran out of fingers. Stamp duty, land tax, capital
A client came to us with what looked like a bulletproof commercial deal. A petrol station in suburban Melbourne. Long lease. Net rental with tenant paying all outgoings. Yield above seven per cent. On
A client rang me last week to say his property had appreciated by $1 million since purchase. He wanted to sell and 'lock in the profit.' I told him he was about to give away $200,000 for no reason. He
Last month I used an AI tool to estimate the value of a property in Cranbourne before we submitted an offer. The tool analysed comparable sales, land size adjustments, condition factors, and market ti
Most people think of a granny flat as a small building in the backyard. A place for an elderly parent to live, maybe. A teenager's retreat. Something quaint and modest. I think of a granny flat as a l
I watched a first home buyer walk into an auction in Melbourne's inner east and pay $680,000 for a two-bedroom apartment. Full stamp duty. No grants. No concessions. He could have bought a four-bedroo
Every week someone asks me the same question: where do I even start? They want to buy a house. They know it involves money and paperwork. Beyond that, the process is a black box. Banks, solicitors, in
I get uncomfortable when someone tells me they 'got lucky' with a property purchase. Luck implies randomness. Randomness implies a lack of system. And a lack of system, applied to a $600,000 decision,
Ten years ago I was an IT project manager earning a decent salary but trading every hour of my time for money. If I stopped working, the income stopped. If I got sick, the income stopped. If AI replac
A friend asked me for property advice last year. He had $600,000 in savings and wanted to buy a home. His plan was simple: find a house in a nice suburb, pay cash, live in it mortgage-free. I told him
I have helped buy over 350 investment properties across Melbourne. Some clients turn one house into a portfolio of six within three years. Others buy once and never move again. The difference is not c
The Housing Australia Future Fund has not built a single new dwelling. Every one of the 340 properties reported was acquired, not constructed. The Senate confirmed it. ABC Media Watch verified it. And
She could not tell the difference between a broker and a banker. She did not know what council rates were six months after settlement. But she trusted the process, bought a structural-issue weatherboa
In the first two months of 2020, over 400,000 people globally lost their jobs or received redundancy notices. That is 6,557 people per day opening that email. I used to be in IT. If I had not built a
When a selling agent says 'this property has great potential,' they are not describing the house. They are describing your wallet. Here are four phrases I hear every week, translated from agent-speak
I have lived in both cities for over a decade each. A restaurant meal costs $25 in Melbourne and $6.20 in Shanghai. But the real story is in the housing numbers: buy in Melbourne, collect Australian r
The old rule was simple: buy the shopfront with the most foot traffic. But when a single influencer post drives more customers than a year of walk-ins, the entire commercial property thesis changes. H
I have watched Melbourne families buy dream homes at low interest rates, then get crushed when rates doubled. Monthly repayments went from $5,800 to $10,000+. One spouse lost their job. The house went
The average Australian property manager handles 170 properties. At that ratio, your manager spends approximately 11 minutes per week on your $700,000 asset. That is not management. That is neglect wit
Let me bust a myth right now: Melbourne land tax is not the most expensive in Australia. Not in any bracket. That is media noise. Here is what actually matters for your property tax position, explaine
Mount Waverley has 54 separate government-recognised risk overlays. Flood zones, bushfire areas, heritage controls, high-voltage easements — all free public data, all buried across 20 different databa
Whether you own property or not, you need this free tool installed tonight. It monitors any address in Australia and alerts you the moment it hits the market. Developers use it to watch for site conso
China's 315 consumer protection investigation exposed a factory operation that manufactures fake product reviews at industrial scale, polluting AI training data. The same technique works for property
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