Insights & Resources
Expert analysis, market trends, and practical advice for property investors
Ordered and grouped by the latest substantive update. Original publication dates remain visible inside each article.
No ads, no sponsorship, just the truth. I am an ordinary person who bought on-market properties that my clients passed on. Today I am opening my actual bank accounts to show you exactly how I earned $300,000 in passive income this year, property by property.
A client showed me her apartment last week. Toorak address. Beautiful building. Purchased twelve years ago. Current value? Less than what she paid. She asked me whether she should hold on and wait for it to recover. I told her the truth: sunk cost is not a reason to hold. And it never will be.
I had coffee with a Chinese tech investor last week. He'd been in Australia for a year and was stunned: 'There's nothing productive to invest in here. Just cafes, bottle shops, and car washes.' He's right. And that's exactly why property works so well.
The economic data says Australia is booming. Your bank account says otherwise. I pulled apart the numbers to find out which one is lying — and what it means for property.
Strip away the opera house, the beaches, and the global liveability rankings. What you find underneath is a country that chose the easy road fifteen years ago and has been paying for it ever since. Real wages have barely moved since 2013. Household debt sits among the highest on the planet. And the housing crisis is ripping apart the social contract that held this country together.
He walked into my office with a $5K deposit and a $6K car loan. Wanted to do rentvesting. I ran his borrowing capacity and nearly fell off my chair. That car loan — his PR celebration present — had just destroyed $300,000 of borrowing power.
You might turn over $2M a year and still be poor. The distinction between active income and passive assets is the single biggest blind spot for successful entrepreneurs — and property is the vehicle that bridges the gap.
Same immigration obsession. Same property-dependent economy. Same declining productivity. So why did Canada's housing market implode while Australia's kept climbing? Four structural differences that most commentators completely miss.
Most investors can explain negative gearing in one sentence. Very few can explain why their accountant structured their third property in a discretionary trust instead of their personal name. That gap in understanding costs people tens of thousands.
The ATO takes a big bite when you sell investment property. But there are five legitimate strategies to reduce that bite — and most investors only know about one of them.
Everyone's talking about CGT reform. But almost nobody is modelling what happens next. I've run the numbers on both the Grattan and Pocock proposals — and the second-order effects are far more interesting than the headline changes.
The Grattan model cuts the CGT discount to 25%. The Pocock model exempts new builds. The ACOSS model restricts negative gearing. Which one passes — and what it means for your portfolio.
Real client walkthrough: 650sqm block, $830K purchase, $850/week rent from main house alone. Granny flat construction starting — projected total rent $1,150/week.
Not even Boxing Day yet and half the country feels broke. The flights, the hotels, the mortgage repayments, the notification pings from Afterpay. Public holidays have become a financial stress test for ordinary Australians. Go out and you spend a month's savings. Stay home and you feel like you have missed life. Either way, the money disappears.
A subscriber asked about a Corio property that sold $130K over the guide. My initial reaction was 'overpaid.' Then I ran the numbers. The land ratio, the vacancy, and the coastal Airbnb angle changed my mind.
Everyone tells you Cranbourne is a rough area. Too much crime. Too far from the city. Too working class. I hear it all the time. And every single time, I smile, because the people saying it are the same people who cannot work out why their inner-city apartment has gone backwards over ten years.
My clients who achieved financial independence early all made the same choice in their twenties: they chose growth over comfort. I did the same when I rejected a $200,000 expat posting for a gruelling AI project nobody wanted. That decision changed everything.
I drive a Tesla. I bought it because I thought it was a sensible financial decision — low running costs, no fuel, minimal maintenance. What I did not account for was the speed at which a $65,000 vehicle becomes a $42,000 vehicle. In eighteen months. Sitting in my garage.
We spend eight hours on due diligence for every property we buy. Eight. Most investors spend less than eight minutes reading the listing description. Here's the full checklist.
Twenty-six days. That is how much diesel Australia has in reserve. The country has two refineries. They supply 20% of finished fuel demand. The other 80% arrives on ships from overseas. If those ships stop coming—for any reason—the pumps run dry within a month.
School rankings. Crime rates. School zone boundaries. And a website that shows you something nobody wants to talk about. If you're buying a home for your family, these four free tools will tell you things your agent never will.
Most buyers spend more time inspecting a second-hand car than a $700,000 house. The final inspection before settlement is your last legal opportunity to flag problems. Here's exactly what to check.
When you stack every single concession available to a Victorian first home buyer — stamp duty exemption, FHOG, LMI waiver, FHSS, and Help to Buy — the cumulative saving on a $600K property is $460,000 over the life of the loan. That's not a typo.
The scariest thing about buying your first home in Australia isn't the deposit. It's picking the wrong strategy. Five common approaches, five wildly different outcomes ten years from now. Most people choose based on emotion. Let's choose based on arithmetic.
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