Insights & Resources

Investment Insights

Expert analysis, market trends, and practical advice for property investors

2025

24 articles
I'm Middle Class in Australia. Apparently That Makes Me an Idiot.
Yan ZhuMarket Analysis

I'm Middle Class in Australia. Apparently That Makes Me an Idiot.

Everywhere I look online, someone's mocking the middle class for wanting a better life. Upgrade your house? Irresponsible. Partner stays home? Reckless. Private school? You deserve what's coming. Sinc

Jun 2311 min read
The Refinance Trick That Property Investors Use to Never Save Another Deposit
Joey DonScam / Warning

The Refinance Trick That Property Investors Use to Never Save Another Deposit

Have you ever wondered how some people keep buying properties one after another while you're still scraping together your next deposit? The answer sits in a contradiction between how the tax office an

Jun 2211 min read
My Entire Investment Philosophy Is Two Words: Never Sell.
Joey DonScam / Warning

My Entire Investment Philosophy Is Two Words: Never Sell.

My investment philosophy comes down to two words: never sell. It sounds absurd until you understand compound growth, equity extraction, and capital gains tax avoidance. After years of practice, I can

Jun 2111 min read
Three Property Decisions That Turn Smart People Into Financial Labourers
Joey DonInvestment Strategy

Three Property Decisions That Turn Smart People Into Financial Labourers

I have watched hundreds of intelligent, hardworking people make three specific property decisions that condemned them to decades of unnecessary financial struggle. Every single one of these mistakes i

Jun 209 min read
The Australian Prime Minister Just Sold His Investment Property. Should You Panic?
Yan ZhuInvestment Strategy

The Australian Prime Minister Just Sold His Investment Property. Should You Panic?

Politicians selling property at a loss. Li Ka-shing exiting markets years before crashes. When the people with the best information start selling, the rest of us should pay attention — but not necessa

Jun 1911 min read
A9 Assets but Can't Afford Dinner: The Property Investor's Cash Flow Problem
Yan ZhuFinance & Tax

A9 Assets but Can't Afford Dinner: The Property Investor's Cash Flow Problem

Some investors own properties worth millions and still stress about restaurant bills. If you can't eat capital growth, what's the point of having it? The answer changes how you should think about buil

Jun 1811 min read
How AI Is Changing Property Search in Australia (And What It Still Can't Do)
Yan ZhuFinance & Tax

How AI Is Changing Property Search in Australia (And What It Still Can't Do)

AI can now analyse a suburb faster than any human buyer's agent. It can pull crime data, rental yields, infrastructure timelines, and school rankings in seconds. But it still can't walk through a hous

Jun 1711 min read
The Mistakes 99% of Property Investors Make (And How to Buy at Genuine Depth)
Joey DonSuburb Analysis

The Mistakes 99% of Property Investors Make (And How to Buy at Genuine Depth)

Most property investors buy at market price, skip the exit plan, and then try to renovate the property themselves over eight months. Every one of those decisions costs them real money. Here's the play

Jun 1611 min read
APRA Just Capped Lending at 6x Your Income. Last Time This Happened, Property Dropped 15%.
Yan ZhuSuburb Analysis

APRA Just Capped Lending at 6x Your Income. Last Time This Happened, Property Dropped 15%.

Pay attention to what is happening with Australian lending rules right now, because the last time a regulator tightened mortgage restrictions like this, we saw the biggest property price correction in

Jun 1510 min read
Two Types of People Who Should Genuinely Never Buy Investment Property
Joey DonGuides

Two Types of People Who Should Genuinely Never Buy Investment Property

I'm not going to sugarcoat this. Some personality types are genuinely incompatible with property investing. If either of these descriptions sounds like you, please read carefully before committing to

Jun 1411 min read
How to Buy Commercial Property in Australia — The Complete Process in Plain English
Joey DonGuides

How to Buy Commercial Property in Australia — The Complete Process in Plain English

Commercial property isn't just retail shopfronts. It's warehouses, offices, medical suites, childcare centres, aged care facilities — anything that hosts a business and generates rental income. Here's

Jun 1311 min read
The Six-Year Tax Clock Hidden Inside Your Home. Most Owners Have No Idea It Exists.
Joey DonRenovation & Development

The Six-Year Tax Clock Hidden Inside Your Home. Most Owners Have No Idea It Exists.

There is a rule in Australian tax law that can save property owners hundreds of thousands of dollars. The six-year CGT exemption lets you rent out your former home while keeping your main residence ex

Jun 1210 min read
Why Your First Property Strategy Will Destroy Your Fifth
Joey DonRenovation & Development

Why Your First Property Strategy Will Destroy Your Fifth

You bought your first property through hustle, courage, and maybe some lucky timing. Congrats. Now please stop doing everything the same way, because the approach that worked at zero will kill you at

Jun 1111 min read
Why I Won't Buy a Low-Lying House Without Crawling Under It First
Yan ZhuProperty Management

Why I Won't Buy a Low-Lying House Without Crawling Under It First

A property sitting below street level might look private and sheltered. It might also be collecting every drop of water from three neighbouring blocks. Here's how to tell the difference before you han

Jun 1010 min read
The Three Financial Traps Designed Specifically to Keep Gen Z Broke
Joey DonProperty Management

The Three Financial Traps Designed Specifically to Keep Gen Z Broke

Capital used to trap Millennials with mortgages and car loans. The playbook for Gen Z is far more sophisticated. If you have kids born after 2000, or if you are under 25 yourself, these three traps ar

Jun 99 min read
Three Legitimate Reasons to Sell Your Investment Property (And the Golden Rule Behind All of Them)
Yan ZhuMarket Analysis

Three Legitimate Reasons to Sell Your Investment Property (And the Golden Rule Behind All of Them)

Knowing when to buy makes you money. Knowing when to sell keeps it. Here are the only three scenarios where selling your investment property actually makes sense — and the one metric that trumps them

Jun 811 min read
Why Paying Cash for Investment Property Is the Most Expensive Mistake You Can Make
Joey DonMarket Analysis

Why Paying Cash for Investment Property Is the Most Expensive Mistake You Can Make

I have clients who can afford to pay cash for investment property. And I talk every single one of them out of it. Not because borrowing is fun. Because the maths makes paying cash genuinely irrational

Jun 711 min read
Victoria Just Updated Its Rental Laws (868 Pages). Here's What Actually Changed.
Joey DonScam / Warning

Victoria Just Updated Its Rental Laws (868 Pages). Here's What Actually Changed.

When I saw the new version of Victoria's rental legislation drop, my heart rate went up. Then my team spent two weeks reading all 868 pages. Turns out — false alarm. But there are things landlords nee

Jun 610 min read
Wake Up. If You Are Paying Money to Hold Your Investment Property, You Are Doing It Wrong.
Joey DonScam / Warning

Wake Up. If You Are Paying Money to Hold Your Investment Property, You Are Doing It Wrong.

We manage close to two hundred properties in Melbourne. And I can count on one hand the number that require the owner to put money in every month. So when people tell me that subsidising an investment

Jun 511 min read
Point Cook Property at $930K: I Ran the Numbers. Here's Why I'd Pass.
Yan ZhuInvestment Strategy

Point Cook Property at $930K: I Ran the Numbers. Here's Why I'd Pass.

A subscriber asked me to analyse a Point Cook property — 620 square metres, four bedrooms, $930K. On the surface, it looks solid. Beneath the surface, the numbers tell a different story.

Jun 411 min read
High Net Worth Melbourne Strategy — Why Spreading Across Mid-Tier Suburbs Beats One Trophy Property
Joey DonInvestment Strategy

High Net Worth Melbourne Strategy — Why Spreading Across Mid-Tier Suburbs Beats One Trophy Property

Wealthy buyers default to one expensive property in a premium suburb. The data shows the opposite strategy — two or three mid-tier properties, renovated for maximum yield — beats the trophy approach o

Jun 311 min read
Trump's Tariffs and Australian Property: Why I'm Not Losing Sleep (And Neither Should You)
Yan ZhuFinance & Tax

Trump's Tariffs and Australian Property: Why I'm Not Losing Sleep (And Neither Should You)

Every time Trump tweets about tariffs, my inbox fills up with panicked clients asking if property prices are about to crash. The short answer: no. The long answer involves some maths that most comment

Jun 210 min read
I Earned $300K in Passive Income Last Year. Here Are the Bank Screenshots.
Joey DonFinance & Tax

I Earned $300K in Passive Income Last Year. Here Are the Bank Screenshots.

I pulled up my bank statements and recorded the screen. $300,000 in passive rental income last year. No tricks, no cherry-picking. Here is exactly how the portfolio works and what it costs to maintain

Jun 111 min read
Your Parents' House Is Killing Your Future (And It's Not Their Fault)
Yan ZhuSuburb Analysis

Your Parents' House Is Killing Your Future (And It's Not Their Fault)

The generation that bought houses for $40K now sits on $2 million of property wealth. Most of it won't reach the next generation. If you're waiting for an inheritance to fund your property journey, yo

May 3111 min read

Page 14 of 20 · 478 articles total

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