Insights & Resources

Investment Insights

Expert analysis, market trends, and practical advice for property investors

2025

24 articles
We Bought 100 Properties in Melbourne This Year. These Three Rules Made Them All Profitable.
Joey DonGuides

We Bought 100 Properties in Melbourne This Year. These Three Rules Made Them All Profitable.

A hundred properties in twelve months. Not one was negatively geared. Not one was in Sydney or Brisbane. Every single one was in Melbourne — and every single one was cash flow positive from the first quarter. Here's the playbook.

May 3011 min read
5 High Cash Flow Property Types in Melbourne, Ranked by a Team That's Done All of Them
Joey DonGuides

5 High Cash Flow Property Types in Melbourne, Ranked by a Team That's Done All of Them

Melbourne, 600sqm house, 6.3% rental yield. We did it. Repeatedly. Here are the five property types that generate positive cash flow in Melbourne, ranked by the team that's actually executed every single one of them — with the real numbers and the real drawbacks nobody else mentions.

May 2912 min read
Corio Property at $580K (13% Over Guide): I'd Still Buy It. Here's Why.
Yan ZhuRenovation & Development

Corio Property at $580K (13% Over Guide): I'd Still Buy It. Here's Why.

A subscriber asked about a Corio property that sold $130K over the guide. My initial reaction was 'overpaid.' Then I ran the numbers. The land ratio, the vacancy, and the coastal Airbnb angle changed my mind.

May 2811 min read
I Would Bet $50,000 That Australian Property Will Crash. And That Bet Would Make Me Rich.
Yan ZhuRenovation & Development

I Would Bet $50,000 That Australian Property Will Crash. And That Bet Would Make Me Rich.

Every property investor I know believes Australian real estate will keep going up. Most of them are probably right — for now. But the ones who survive the eventual crash will not be the optimists. They will be the ones who spent a small amount each year preparing for the possibility that everything they believe is wrong.

May 2710 min read
What My 30-Year-Old Self Would Tell My 20-Year-Old Self About Money, Career, and Property
Joey DonProperty Management

What My 30-Year-Old Self Would Tell My 20-Year-Old Self About Money, Career, and Property

At 20, I thought hustle was the answer to everything. At 30, I realised that three or four decisions — not 10,000 hours of grinding — determined my entire trajectory. Here's what I wish I'd known sooner.

May 2010 min read
Skip the Listing Sites. Contact Agents Directly. Here's How Off-Market Deals Actually Happen.
Joey DonProperty Management

Skip the Listing Sites. Contact Agents Directly. Here's How Off-Market Deals Actually Happen.

The best investment properties don't have glossy photos on Domain. They don't have Saturday open inspections. They sell quietly, quickly, and at prices that make you wonder what everyone else is doing wrong. Here's how to access them.

May 1310 min read
The Property Kill Line: What Happens When Prices Drop 20%. Two Australian Cities Found Out.
Yan ZhuMarket Analysis

The Property Kill Line: What Happens When Prices Drop 20%. Two Australian Cities Found Out.

When property prices drop 20 per cent from their peak, most leveraged investors lose their entire equity buffer. I call it the kill line. Two Australian cities have crossed it. Here is what the data reveals about who survived and who did not.

May 611 min read
Over 100 Five-Star Reviews Later, Here's Exactly What We Do Differently
Yan ZhuMarket Analysis

Over 100 Five-Star Reviews Later, Here's Exactly What We Do Differently

People keep asking what makes our buyer's agency different. After helping 345 clients build property portfolios across Melbourne, I figured it was time to write it all down in one place. No fluff. Just the actual process we follow — and why 100+ clients bothered to leave five-star reviews.

Apr 2911 min read
The Off-Market Property Trick That Agents Don't Want You to Know
Yan ZhuScam / Warning

The Off-Market Property Trick That Agents Don't Want You to Know

Everyone talks about off-market properties like they're some exclusive club. They're not. There's a free website that lets you find the top-selling agents in any suburb and contact them directly. I'll show you exactly how — and warn you about the off-market scams along the way.

Apr 2211 min read
We Withdrew Our Own 15.7% Growth Number. Ask Your Buyer's Agent How Theirs Is Calculated.
Joey DonScam / Warning

We Withdrew Our Own 15.7% Growth Number. Ask Your Buyer's Agent How Theirs Is Calculated.

This article used to open with our average annual capital growth. That figure has been withdrawn, and the reason is more useful to you than the number ever was: almost no buyer's agent performance claim in Australia survives three basic questions about holding period, valuation source and denominator. Ours did not either. Here is what we publish instead, and how to test anybody else's.

Apr 159 min read
Tasmania's Houses Grew Less Than Melbourne's Apartments. Yes, Really.
Yan ZhuInvestment Strategy

Tasmania's Houses Grew Less Than Melbourne's Apartments. Yes, Really.

I've been warning people about Melbourne apartments for years. Then I pulled the ten-year data on Tasmania and nearly fell off my chair. The houses — not units, not apartments, houses — in Tasmania grew by less than Melbourne's worst-performing asset class. Let me show you the numbers.

Apr 811 min read
I Left a $300K Actuary Career for Property. Here's the Maths Behind That 'Crazy' Decision.
Yan ZhuInvestment Strategy

I Left a $300K Actuary Career for Property. Here's the Maths Behind That 'Crazy' Decision.

Everyone said I was mad. A qualified actuary with a clear path to $300K per year, walking away to become a buyer's agent with no base salary and no guaranteed income. But I'd read Taleb, I'd run the probability models, and the maths said corporate careers are riskier than everyone thinks.

Apr 111 min read
Buying Five Investment Properties? Here's the Tax Structure That Saves You $200K
Joey DonFinance & Tax

Buying Five Investment Properties? Here's the Tax Structure That Saves You $200K

Most investors buy their first two properties in personal names without thinking twice. By the time they reach property three, they've locked themselves into a tax structure that will cost them six figures over the next decade. I've modelled seven different holding structures for a five-property portfolio. Here's what actually works.

Mar 2512 min read
The $18,200 Tax-Free Threshold Has Not Changed in 13 Years. The ATO Is Quietly Destroying the Middle Class.
Yan ZhuFinance & Tax

The $18,200 Tax-Free Threshold Has Not Changed in 13 Years. The ATO Is Quietly Destroying the Middle Class.

Let me show you something that should make you angry. Australia's tax-free threshold — the amount you can earn before the government starts taking a cut — has been $18,200 since the 2012-13 financial year. Thirteen years. In that time, the Reserve Bank's own data shows that the purchasing power of a dollar has dropped by 37 percent. And nobody is talking about it.

Mar 1810 min read
Short-Term Rental vs Long-Term Lease in Melbourne — Which Actually Makes More Money?
Joey DonSuburb Analysis

Short-Term Rental vs Long-Term Lease in Melbourne — Which Actually Makes More Money?

The Airbnb dream: $350/night, booked solid, money rolling in. The reality: 60% occupancy, $200/turnover cleaning, accelerated wear, council restrictions, and income that swings wildly season to season. Let's compare the real numbers.

Mar 1111 min read
A $600K House That Grew $100K in One Year. Here's How I Picked the Suburb.
Joey DonSuburb Analysis

A $600K House That Grew $100K in One Year. Here's How I Picked the Suburb.

Not in Perth. Not in Brisbane. In Melbourne. A $600,000 house that gained $100,000 in capital value within twelve months — and rents for $850 per week. I'm going to teach you the exact three-metric framework I used to pick the suburb. By the end of this article, you'll be able to replicate it.

Mar 411 min read
I Was Overthinking Every Decision. One Habit Change Eliminated 99% of It.
Joey DonGuides

I Was Overthinking Every Decision. One Habit Change Eliminated 99% of It.

I finally figured out why I always felt low on energy. I was thinking too much. Not analysing, just looping. Since I changed one habit, my decision-making speed and quality have transformed. Here is what I learned.

Feb 2510 min read
I Started Property Investing at 42. Here's What I'd Tell Every Late Starter.
Joey DonGuides

I Started Property Investing at 42. Here's What I'd Tell Every Late Starter.

You've got kids, a mortgage, maybe some super that's not where you'd like it to be. And you're wondering if the property investment train has left the station. It hasn't. But the strategy you need at 45 is fundamentally different from what a 28-year-old should be doing.

Feb 1811 min read
The Property Market Has a Wind at Its Back. Here's How Long the Window Stays Open.
Joey DonRenovation & Development

The Property Market Has a Wind at Its Back. Here's How Long the Window Stays Open.

In business and in property, timing matters. Not in the 'pick the exact bottom' sense — nobody can do that. But in the 'recognise structural tailwinds and ride them hard' sense. Right now, Melbourne's southeast corridor has three converging tailwinds that won't last forever. Let me explain what they are and why the next twelve to eighteen months matter more than the next ten years.

Feb 1110 min read
I Turned Down a Beach Holiday Salary at 25. Here Is Why That Decision Built My Portfolio.
Joey DonRenovation & Development

I Turned Down a Beach Holiday Salary at 25. Here Is Why That Decision Built My Portfolio.

At 25, I had two offers on the table. One was a six-figure salary in Thailand with five-star hotels and zero pressure. The other was a gruelling AI project in Melbourne with uncertain outcomes. I chose Melbourne. That single decision set the trajectory for everything that followed.

Feb 410 min read
We Bought 4,000sqm for $1.6M, Sold Half, and Kept 2,000sqm for $400K. Real Numbers Inside.
Yan ZhuProperty Management

We Bought 4,000sqm for $1.6M, Sold Half, and Kept 2,000sqm for $400K. Real Numbers Inside.

A client came to us with experience in Sydney property and a taste for unconventional plays. What we delivered blew even my expectations: 2,000 square metres of land in a Melbourne middle-ring suburb for an effective cost of $400,000 — and a rental yield of nearly 12%. Here's the full breakdown.

Jan 2811 min read
Still Picking Suburbs by Distance to the CBD? You're a Decade Behind.
Yan ZhuMarket Analysis

Still Picking Suburbs by Distance to the CBD? You're a Decade Behind.

I keep hearing the same outdated advice: 'Buy close to the city and you can't go wrong.' It was true in 1990. It's not true in 2020. Only half of Melbourne's workforce even commutes to the CBD — and most of them don't go five days a week. Here's why satellite cities and local employment hubs matter far more than your distance to Flinders Street Station.

Jan 2110 min read
Thinking About Buying in a Regional Town? Read This Warning First.
Yan ZhuScam / Warning

Thinking About Buying in a Regional Town? Read This Warning First.

The rental yield looks incredible. Six percent, sometimes seven. The entry price is low enough that your deposit covers it. And some YouTuber is telling you it's the next big thing. Before you wire that deposit, let me show you what actually happens when the mines close, the workers leave, and you're stuck with a house nobody wants to rent.

Jan 1410 min read
Australia Just Banned Foreign Buyers. Here's Who Actually Benefits (Hint: Not You).
Yan ZhuInvestment Strategy

Australia Just Banned Foreign Buyers. Here's Who Actually Benefits (Hint: Not You).

The headlines scream 'housing crisis solved' every time the government announces restrictions on foreign buyers. But foreign purchasers account for just 2% of Australian property transactions. So who does this policy actually help? Follow the money, and the answer becomes uncomfortable.

Jan 710 min read

Page 15 of 20 · 476 articles total

Want a new feature?

Tell us what to build next — get free Beta access.

Share an idea →