Insights & Resources
Expert analysis, market trends, and practical advice for property investors
Everyone's panicking about Victoria's debt. Meanwhile, the state just posted its first operating surplus since 2019. Both things are true simultaneously, and if you understand why, you'll make better property decisions than 95% of buyers.
I'm not telling you to flip houses. I'm telling you to stop pretending that sitting on a negatively-geared asset for a decade is a strategy. It's not a strategy — it's a prayer with a mortgage attached to it.
154 families. Millions in deposits. Six years of waiting. And all they got was a patch of dirt and a lawsuit. This is the house-and-land horror story every buyer needs to read.
A client showed me her apartment last week. Toorak address. Beautiful building. Purchased twelve years ago. Current value? Less than what she paid. She asked me whether she should hold on and wait for it to recover. I told her the truth: sunk cost is not a reason to hold. And it never will be.
Australia's entire superannuation pool sits at $4.3 trillion. The residential housing stock is worth $12 trillion. When a country's single largest asset class is three times bigger than the retirement system it was designed to replace, no government — left or right — will allow it to fall.
My university mate Ethan just sold his Box Hill house at a $100,000 loss. He told me he felt lighter than he had in three years. When your mortgage payment equals your entire salary, something has gone very wrong. Here's what I'd do differently.
A Sydney tech CEO fed 320GB of genomic data into ChatGPT and designed a cancer treatment that shrunk his dog's tumour by 75%. Incredible result. Now ask yourself: when you use AI to find an investment property, how much data are you feeding it? A single sentence? That's the problem.
Moe: 7% in three months. Morwell: 7.4%. Two regional Victorian towns with nearly 30,000 combined residents that most investors have never heard of — and the data says they're just getting started.
A $500,000 house is not necessarily more affordable than an $800,000 house. I know that sounds like something a salesperson would say to justify a higher price. It is not. It is a mathematical fact, and once you understand the metric behind it, you will never look at suburb selection the same way again.
Put down every property podcast and guru prediction for five minutes. These are the 10 rules our team extracted from 345 real transactions worth nine figures across Melbourne. Most of them will make you uncomfortable. Good.
I have submitted over one thousand offers on residential property. Not hypothetical offers. Real numbers, attached to real contracts, sent to real agents who sometimes laughed and sometimes called back twenty minutes later asking if we could settle in thirty days. That volume taught me something no course ever could.
Most Chinese-Australian buyers pile into the same suburbs everyone else targets. The four-quadrant framework from Ray Dalio's Principles explains exactly why that strategy caps your returns — and what to do instead.
The federal government committed $80 billion to fix the housing crisis. Senate records show zero new dwellings were constructed. Here is what the numbers actually reveal and why demand-side property fundamentals remain bulletproof.
I used to think the gap between successful investors and everyone else was work ethic. After managing 350-plus properties and watching hundreds of clients build portfolios, I can tell you it is not about working harder. It is about protecting your mental capital.
A 30-year-old client walked into our office with 15 properties, $10M in mortgage debt, and zero intention of ever repaying a single dollar of principal. He wasn't reckless. He was doing the maths correctly. Here's how interest-only strategy actually works when you understand leverage, tax, and cash flow.
In Australia, the amount your property grows in value matters far less than how much of that growth you actually keep after tax. The six-year rule is the single most powerful tax exemption available to residential property investors — and 90 percent of people who try to use it get the first step wrong.
You might turn over $2M a year and still be poor. The distinction between active income and passive assets is the single biggest blind spot for successful entrepreneurs — and property is the vehicle that bridges the gap.
Our most inexperienced client bought a corner-block weatherboard with structural issues for $625,000. Twelve months later, RPData valued it at $780,000. Sometimes knowing less means buying better.
Two months into 2021 and over 400,000 workers globally have been made redundant. That is 6,557 people every single day receiving that email. If you think your job is safe, I have some uncomfortable data to share.
A suburb with 500 total crimes might be safer for your investment than one with 100 — it depends entirely on which crimes. Most investors compare headline numbers and draw the wrong conclusion. Here's how to actually read crime data for property decisions.
Every month, someone slides into my inbox pitching NDIS disability housing as the next goldmine. The pitch is always the same: eight to fifteen percent returns, "government-guaranteed" rent, recession-proof income. I have said no to every single one. Not because the returns are fake — some of them are real. Because I do not know if the providers are clean. And in a system haemorrhaging $86 million a year in blocked fraudulent claims, that uncertainty is not a risk I am willing to take.
Housing is most people's single largest expense. But your home doesn't have to be a dead asset sitting there costing you money every month. Here are six proven methods to make your property work for you.
Selling agents are professionally trained to extract the highest possible price from buyers. After 345 transactions on the buying side, I have catalogued the four phrases that consistently signal you are about to overpay.
Everyone who made money in Brisbane, Perth, and Adelaide is now pointing at Tasmania and saying 'I told you so.' But most of them couldn't distinguish investment from speculation if you drew them a diagram. Here's why Tasmania fails the three basic tests of rational investing.
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