Insights & Resources

Investment Insights

Expert analysis, market trends, and practical advice for property investors

2026

24 articles
Everyone Says the Economy Is Terrible. Here's Why You Should Buy Property Anyway.
Joey DonMarket Analysis

Everyone Says the Economy Is Terrible. Here's Why You Should Buy Property Anyway.

Your mate just got laid off. The cafe down the street closed. The news says recession is coming. And Melbourne house prices posted their strongest quarter in three years. Something doesn't add up — un

Feb 1811 min read
The Compliance Checklist We Send to Our Granny Flat Factory (And Why Your Builder Probably Skips Half of It)
Yan ZhuProperty Management

The Compliance Checklist We Send to Our Granny Flat Factory (And Why Your Builder Probably Skips Half of It)

We recently sent our prefab granny flat manufacturer a 27-point compliance document covering NCC standards, WaterMark certification, Global-Mark electrical approvals, and AS 3786 smoke alarm requireme

Feb 1712 min read
We Split This $820K House Into Three Rentable Units. It Now Earns $1,200 a Week.
Joey DonRenovation & Development

We Split This $820K House Into Three Rentable Units. It Now Earns $1,200 a Week.

This property settled six months ago. It's already up 10% in value. Three separate units, each with its own entrance, pulling $1,200 a week combined. Most people can't accept that numbers like these a

Feb 1610 min read
7 Years Flat: Melbourne Property Growth Returns in 2024
Yan ZhuGuides

7 Years Flat: Melbourne Property Growth Returns in 2024

Seven years of flat-lining. Three years of decline. And then, in the December quarter of 2024, Melbourne finally moved. A 1.6% quarterly gain for houses and 2.1% for units — the biggest jump since the

Feb 1511 min read
Deer Park: The $700K Suburb Where Savvy Locals Are Already Making Money
Joey DonSuburb Analysis

Deer Park: The $700K Suburb Where Savvy Locals Are Already Making Money

While everyone was arguing about whether Melbourne is growing, Deer Park quietly posted double-digit returns. The northwest is leading and the southeast is following. I drove through five off-market p

Feb 1410 min read
Finally: Someone Explains Offset Accounts Properly (Including the Part Banks Won't Tell You)
Yan ZhuFinance & Tax

Finally: Someone Explains Offset Accounts Properly (Including the Part Banks Won't Tell You)

You've stuffed $50,000 into your offset account. Your monthly repayment is exactly the same as before. What gives? The answer reveals something about how P&I loans work that most borrowers never learn

Feb 139 min read
A Wave of Forced Selling Is Coming. Here's Your Three-Step Survival Guide.
Joey DonInvestment Strategy

A Wave of Forced Selling Is Coming. Here's Your Three-Step Survival Guide.

Your fixed rate was 2%. Now it's 6%. That's an extra $2,000 a month you didn't budget for. And you're not alone — a massive cohort of homeowners is hitting this wall simultaneously. Some will sell. So

Feb 1211 min read
The Ordinary Person's 2026 Reset: Declutter Your Life, Then Build Your Wealth
Yan ZhuScam / Warning

The Ordinary Person's 2026 Reset: Declutter Your Life, Then Build Your Wealth

If you follow this system from start to finish, the person looking back at you in the mirror on December 31st will be unrecognisable. Not because of some motivational rubbish — because you systematica

Feb 1113 min read
Your Bank Account Loses $740 a Year. Here Are Six Assets That Actually Beat Inflation.
Joey DonMarket Analysis

Your Bank Account Loses $740 a Year. Here Are Six Assets That Actually Beat Inflation.

The bank tells you 4.5% interest means your money is growing. After tax and inflation, you're losing $740 a year on every $100,000. I ran the numbers on six different asset classes. Only two of them a

Feb 1012 min read
Five Types of People Who Actually Make Money in Property (And Why Most Don't)
Joey DonInvestment Strategy

Five Types of People Who Actually Make Money in Property (And Why Most Don't)

Property investment isn't about luck or timing. It's about wiring. After watching hundreds of clients buy across Melbourne's southeast, I keep seeing the same five personality types win — and everyone

Feb 913 min read
Our Client Lost $200K in Rosebud. Here's Why Mornington Peninsula Is a Trap for Investors.
Joey DonRenovation & Development

Our Client Lost $200K in Rosebud. Here's Why Mornington Peninsula Is a Trap for Investors.

He saw 'beachside living' and figured tenants would line up. Three years and $200K later, the house sold at a loss. Rosebud taught him something no brochure ever mentions — seasonal tourism markets ea

Feb 810 min read
"Melbourne Property Isn't Growing" — Until You Look at the Granular Data
Yan ZhuGuides

"Melbourne Property Isn't Growing" — Until You Look at the Granular Data

People keep telling me Melbourne property is flat. I pull up the CoreLogic heat map and point at the sea of dark blue across the southeast. Then I ask them to explain why Frankston is up 10% while Too

Feb 711 min read
$700K Houses Next Door to Million-Dollar Mansions. Welcome to St Albans.
Joey DonSuburb Analysis

$700K Houses Next Door to Million-Dollar Mansions. Welcome to St Albans.

Most Chinese-Australian investors have never set foot in St Albans. They should. The numbers are some of the best in metro Melbourne right now.

Feb 611 min read
Negative Gearing Abolition: The $10.9B Trap for Aussies
Yan ZhuFinance & Tax

Negative Gearing Abolition: The $10.9B Trap for Aussies

The debate about scrapping negative gearing is framed as taxing the rich. The data tells a very different story about who actually claims it and who would actually suffer.

Feb 511 min read
Four Types of "High-Return" Properties That Will Bleed You Dry
Joey DonInvestment Strategy

Four Types of "High-Return" Properties That Will Bleed You Dry

I'm about to upset some people. But after seeing enough investors lose six figures on properties that looked great at the open inspection, somebody has to say it.

Feb 412 min read
The Apartment Trap: Why So Many Chinese-Australian Investors End Up With Depreciating Assets
Yan ZhuScam / Warning

The Apartment Trap: Why So Many Chinese-Australian Investors End Up With Depreciating Assets

I keep meeting investors who bought Melbourne apartments five or six years ago and have watched them flatline — or go backwards. The pattern is always the same.

Feb 311 min read
My Mate Waited for Rate Cuts. He Got Lower Rates and a $100K Bigger Mortgage.
Joey DonMarket Analysis

My Mate Waited for Rate Cuts. He Got Lower Rates and a $100K Bigger Mortgage.

If you're holding off buying because you expect rates to drop, you need to hear what happened to George. He waited. He got his 2% rate. And he paid $100,000 more for the exact same house.

Feb 210 min read
Rowville: The $1.15M Suburb With a 2.4% Vacancy Rate and a 9% Rent Drop. What's Going On?
Yan ZhuProperty Management

Rowville: The $1.15M Suburb With a 2.4% Vacancy Rate and a 9% Rent Drop. What's Going On?

A suburb where house prices climbed 9.5% while rents fell 9%. That contradiction tells you everything about who actually lives in Rowville and why.

Feb 113 min read
I've Flipped Houses for Five Years. Here Are the Three Things That Actually Decide If You Profit.
Joey DonRenovation & Development

I've Flipped Houses for Five Years. Here Are the Three Things That Actually Decide If You Profit.

Everyone wants to buy a wreck, slap on some paint, and sell for a $200K profit. The reality is messier, more expensive, and far less glamorous than the renovation shows suggest.

Jan 3111 min read
I Gave Up Buying My Own Home at 27. Best Financial Decision I Ever Made.
Yan ZhuGuides

I Gave Up Buying My Own Home at 27. Best Financial Decision I Ever Made.

Every financial planner I met said the same thing: get on the property ladder with your own home. The maths told a completely different story.

Jan 3012 min read
$750K Total Investment, $880 Per Week Rent. Hampton Park Walkthrough.
Joey DonSuburb Analysis

$750K Total Investment, $880 Per Week Rent. Hampton Park Walkthrough.

I'm standing in front of a property we bought nine months ago for $645K off-market. The neighbours just sold for $730K and $760K. And ours earns $880 a week.

Jan 2910 min read
Offset vs Redraw: The $9,165 Tax Trap Most Investors Miss
Yan ZhuFinance & Tax

Offset vs Redraw: The $9,165 Tax Trap Most Investors Miss

One account choice. $300,000. $9,165 per year in extra tax. Most people have no idea until they convert their home loan to an investment loan — and discover the deductions are gone.

Jan 2810 min read
Stop Buying Investment Property in 2024. Unless You Meet These 3 Conditions.
Joey DonInvestment Strategy

Stop Buying Investment Property in 2024. Unless You Meet These 3 Conditions.

I'm literally in the business of helping people buy property. And I'm telling you: most people should not buy in 2024. Here are the three conditions that separate the ready from the reckless.

Jan 2710 min read
10 Years of Property Mistakes, All Because He Refused to Ask for Help
Yan ZhuScam / Warning

10 Years of Property Mistakes, All Because He Refused to Ask for Help

He spent a decade buying property solo. Apartments, off-the-plan, mining towns, forced developments. His portfolio was underwater. Then he walked into our office.

Jan 2610 min read

Page 4 of 20 · 478 articles total

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