Buyer Education

One-Stop Property Investment Service — Buy, Build, Rent & Manage

Worked examples, not forecasts

Yields, returns, build costs, rents, ROI percentages, payback periods, refinance outcomes, and "before / after" comparisons shown in guides, articles, and marketing materials are illustrative examples based on past PremiumRea transactions or standard scenarios. They are not projections of what any particular property will achieve for any particular investor. Actual outcomes depend on purchase price, loan structure and interest rate, renovation cost, vacancy, maintenance, council rates, land tax, insurance, depreciation, personal tax position, and broader market movements — none of which are guaranteed.

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Why One-Stop Service Matters

Most property investors deal with 5–7 separate professionals: buyer's agent, mortgage broker, conveyancer, builder, renovator, property manager, and accountant. Each handoff creates delays, miscommunication, and cost blowouts.

Our integrated service chain:

  1. Buyer's Agent ($15,800 + GST): Strategy, sourcing, due diligence, negotiation, conveyancing
  2. Renovation Team ($10K–$50K): Light to mid-range renovation, compliance upgrades
  3. Granny Flat Construction ($110K–$200K): Design, approval, build, and OC
  4. Rooming House Conversion ($6.5K–$10K): Multi-tenancy setup and compliance
  5. Property Management (4.90%–8.90% + GST): Tenant screening, rent collection, maintenance, VCAT
  6. Building Supervision ($3,000): Construction oversight, progress payment safeguards
  7. Refinance Support: Bank revaluation coordination, equity extraction strategy

The compounding advantage: When one team handles everything, each stage is optimised for the next. Our buyer's agents select properties with granny flat potential. Our builders design for maximum rental yield. Our property managers price rents based on the specific configuration. No gaps, no surprises.

The Complete Investment Timeline

Here's what a typical end-to-end engagement looks like:

Month 1 — Strategy & Search:

  • 30–45 minute strategy session (budget, goals, borrowing capacity)
  • Suburb selection based on growth data and yield targets
  • Property sourcing begins (on-market + off-market)

Month 2 — Purchase:

  • 3–4 properties shortlisted with due diligence reports
  • Offer negotiation (average savings: $30K–$80K)
  • Contract signed, conveyancing begins
  • Building & pest inspection ($450–$550)

Month 3 — Settlement & Renovation:

  • Settlement completed (30–60 days from contract)
  • Light renovation begins: paint ($6,200), flooring ($62/m²), compliance ($2,000)
  • Duration: 2–3 weeks

Month 4–5 — Granny Flat Construction:

  • Building permit obtained
  • Construction commences (5 weeks–4 months)
  • 4-stage payment schedule

Month 5–6 — Tenanting:

  • Main house tenant placed during renovation
  • Granny flat tenant placed upon OC
  • Combined rent: $950–$1,200/week

Month 6–9 — Refinance:

  • Bank revaluation with completed granny flat
  • Equity extraction at 80% LVR
  • Recovered funds deployed toward next property

Result: From zero to a 6–8% yielding property generating $50K+/year rental income, with equity recovered for the next purchase. Total timeline: 6–9 months.

Performance Benchmarks

Our track record across 200+ annual transactions and 87+ managed properties:

Purchase price vs rental yield (post-renovation/granny flat):

  • Under $800K: 6%+ gross yield
  • $800K–$900K: 5.5%+ gross yield
  • $900K–$1M: 5%+ gross yield

Typical investment outcomes:

  • Buy $700K → rent $800/week (main + granny flat)
  • Buy $800K → rent $1,000/week (main + multi-let)
  • Buy $700K → renovate $15K → value $800K → refinance $80K equity

Negotiation savings: Average $30,000–$80,000 below market value per purchase

Renovation ROI:

  • $10K–$15K spend → $30K–$50K bank valuation increase
  • Weekly rent increase: $300–$400
  • Cost recovery timeline: 8–12 months

Property management performance:

  • 1:50 manager-to-property ratio (industry standard: 1:170)
  • 30-person support team across 4 departments
  • Tenant screening: 4-point system (financial, credit, references, visa)
  • Average vacancy period: <14 days between tenants

Client portfolio growth: Using the refinance-and-repeat strategy, our clients typically build a portfolio of 3–5 properties within 5 years, each generating 5.5–8% yields. Total portfolio value: $3M–$4M on an initial capital outlay of $200K–$300K.

Talk to Our Team

Every property is different. Book a no-obligation strategy call to discuss how our buyer's agency services work. This is a general information conversation — not personal financial, tax, or credit advice.

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Important Information

PremiumRea Pty Ltd is a licensed Victorian real-estate buyer's agency. We are not a licensed financial adviser, tax agent, credit provider, or lawyer. Information on this website — including portfolio data, yields, capital gains, testimonials, suburb statistics, and guides — is general in nature only and does not take into account your objectives, financial situation, or needs. Past performance is historical and is not a reliable indicator of future results. Obtain independent professional advice before acting on anything you read here.

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