Buyer Education

How Much Does a Buyer's Agent Cost in Melbourne? (2026 Guide)

By Joey Don· Co-Founder & CEOPublished · Updated

Worked examples, not forecasts

Yields, returns, build costs, rents, ROI percentages, payback periods, refinance outcomes, and "before / after" comparisons shown in guides, articles, and marketing materials are illustrative examples based on past PremiumRea transactions or standard scenarios. They are not projections of what any particular property will achieve for any particular investor. Actual outcomes depend on purchase price, loan structure and interest rate, renovation cost, vacancy, maintenance, council rates, land tax, insurance, depreciation, personal tax position, and broader market movements — none of which are guaranteed.

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What Does a Buyer's Agent Charge in Melbourne?

Buyer's agent fees in Melbourne vary based on the service level. Here's our transparent fee structure — which is representative of the market:

Investment Property (Full Service): $15,800 + GST This includes everything: property sourcing, due diligence (8+ hours per property), negotiation, conveyancing lawyer fees, and settlement coordination. Payment is staged:

  • Deposit: $4,000 (to begin search)
  • Unconditional stage: $6,000
  • Settlement: $3,800
  • Multi-property discount: $1,000 off each property from the 2nd purchase onwards

Self-Occupied Property (Gatekeeping): 0.8% of purchase price (minimum $8,800) You find the property, we do the due diligence and negotiation. This is our "check and negotiate" service.

Self-Occupied Property (Full Delegation): 1.6–2% of purchase price (minimum $15,800–$35,800) We handle everything from search to settlement, similar to investment service but tailored for owner-occupier priorities.

Is a Buyer's Agent Worth the Cost?

Our negotiation track record shows average savings of $30,000–$80,000 per purchase. On a $700K property, that means the $15,800 fee pays for itself 2–5 times over.

But savings aren't the only value. Consider the cost of mistakes:

  • Buying in a flood zone (SBO): Potential $100K+ loss in value
  • Missing an easement that prevents granny flat construction: $150K+ in lost rental income over 10 years
  • Overpaying by 5%: $35,000 on a $700K property
  • Buying in a stagnant suburb (e.g., Point Cook): Years of zero growth while holding costs accumulate

Our team inspects every property personally, checks for high-voltage power lines, flood overlays, heritage restrictions, slope issues, and social housing proximity. This due diligence takes 8+ hours per property — a standard buyer simply doesn't have the tools or knowledge to do this.

Bottom line: One avoided mistake pays for the fee multiple times over. The BA fee is added to your cost base for CGT purposes — so you recover a portion when you eventually sell.

What's Included in the Fee?

Our full-service investment package includes:

  1. Strategy session: Financial analysis, borrowing capacity assessment, investment strategy selection (negative gearing, granny flat, or rooming house)
  2. Property sourcing: Access to off-market deals (50% trade below bank valuation), on-market screening, 3–4 shortlisted properties per search cycle
  3. Due diligence: 8+ hours per property — title search, zoning verification, overlay checks, flood zone assessment, easement mapping, slope analysis, video inspection reports for interstate clients
  4. Negotiation: Unconditional offer strategy where possible, settlement period leverage, average $30K–$80K savings
  5. Conveyancing: Lawyer fees included — Section 32 review, contract preparation, settlement coordination
  6. Post-purchase support: Connection to renovation team, granny flat construction team, and property management (at separate rates)

What's NOT included: Stamp duty (~5.5% of purchase price), building & pest inspection ($450–$550), and ongoing property management fees.

Frequently asked questions

How much does a buyer's agent cost in Melbourne in 2026?

PremiumRea charges a flat $15,800 + GST for a full-service investment property purchase, which covers property sourcing, due diligence, negotiation, conveyancing lawyer fees and settlement. For an owner-occupied purchase the fee is 0.8% of the purchase price (minimum $8,800) if you find the property and we do the due diligence and negotiation, or 1.6% to 2% (minimum $15,800 to $35,800) for full delegation from search to settlement.

Is a buyer's agent worth the fee on a $700,000 Melbourne purchase?

Our negotiation track record shows average savings of $30,000 to $80,000 per purchase, so on a $700K property the $15,800 fee has historically been recovered two to five times over. Those are historical outcomes on our own transactions, not a guarantee of what any individual purchase will achieve. The fee is also added to your cost base for capital gains tax purposes, so a portion is recovered when you eventually sell.

What is included in the $15,800 + GST buyer's agent fee?

The full-service investment package includes a strategy session covering financial analysis and strategy selection, property sourcing including off-market access, due diligence of 8+ hours per shortlisted property, negotiation, and conveyancing. Stamp duty at roughly 5.5% of the purchase price, the building and pest inspection at $450 to $550, and ongoing property management fees are not included.

What does the due diligence in a buyer's agent fee actually cover?

Our team inspects every shortlisted property personally and checks for high-voltage power lines, flood overlays, heritage restrictions, slope issues and social housing proximity. That work takes 8+ hours per property. The point of it is not thoroughness for its own sake — missing an easement that prevents granny flat construction, or buying inside a Special Building Overlay flood zone, are the mistakes that cost multiples of the fee.

What is the difference between the gatekeeping and full delegation owner-occupier services?

Gatekeeping is 0.8% of purchase price with a minimum of $8,800: you find the property yourself and we do the due diligence and negotiation — the "check and negotiate" service. Full delegation is 1.6% to 2% with a minimum of $15,800 to $35,800 and covers everything from search through to settlement, structured like the investment service but tailored to owner-occupier selection criteria.

Why is PremiumRea's investment fee a flat amount rather than a percentage of the price?

A percentage fee rises with the purchase price, which gives the agent an incentive aligned with paying more rather than less. A flat $15,800 + GST removes that. On a $700K purchase it works out at about 2.2%, and it does not change if we negotiate the price down.

Is the buyer's agent fee tax deductible in Australia?

The buyer's agent fee is not deductible in the year you incur it. It is added to the property's cost base for capital gains tax purposes, along with stamp duty, conveyancing costs and the building and pest inspection, which reduces the taxable gain when you eventually sell. PremiumRea is not a registered tax agent — confirm your own position with one.

What costs should I budget for on top of a buyer's agent fee?

Stamp duty is the big one at roughly 5.5% of the purchase price, or about $37,000 on a $700K property. Add the building and pest inspection at $450 to $550, conveyancing, and ongoing property management fees once the property is tenanted. None of those sit inside the buyer's agent fee.

Talk to Our Team

Every property is different. Book a no-obligation strategy call to discuss how our buyer's agency services work. This is a general information conversation — not personal financial, tax, or credit advice.

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