Investment Strategy

Granny Flat Council Rules Victoria — Permits, Sizes & Compliance (2026)

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Yields, returns, build costs, rents, ROI percentages, payback periods, refinance outcomes, and "before / after" comparisons shown in guides, articles, and marketing materials are illustrative examples based on past PremiumRea transactions or standard scenarios. They are not projections of what any particular property will achieve for any particular investor. Actual outcomes depend on purchase price, loan structure and interest rate, renovation cost, vacancy, maintenance, council rates, land tax, insurance, depreciation, personal tax position, and broader market movements — none of which are guaranteed.

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Do You Need a Planning Permit for a Granny Flat in Victoria?

No. As of the 2024 rule change, granny flats under 60m² are exempt from council planning permits in Victoria. You only need a Building Permit, which costs approximately $3,000.

Key changes in 2024:

  • No kinship requirement — your tenant can be anyone, not just a family member
  • No planning permit for units under 60m²
  • Building Permit only — processed through a private building surveyor, not council

This dramatically simplifies the process compared to other states. In NSW, for example, you still need a Complying Development Certificate or full DA approval.

Land Requirements for a Granny Flat

Not every block can support a granny flat. Here are the minimum requirements:

Minimum lot size: 550–600m² — this gives enough room for setbacks and the granny flat footprint

Side driveway width: Must be wider than 3 metres — this is critical for crane truck access during construction. If your driveway is narrower, construction costs increase significantly due to manual material handling.

Setbacks: Minimum 1 metre from existing fences and the main dwelling

Deal-breakers:

  • Sewer line running through the proposed construction zone — cannot build over it
  • Severe slope (each metre of fall adds approximately $50,000 in construction costs)
  • Heritage Overlay Level 1 or 2 — restricts external modifications
  • Special Building Overlay (flood zone) — complicates insurance and approvals

Best block type: Flat or gently sloping, 600m²+ with side access wider than 3m. Corner blocks are ideal as they provide dual access points.

Construction Timeline & Approval Process

Total timeline: 4.5–5.5 months from decision to rental income.

Stage 1 — Paperwork (1–2.5 months):

  • Soil testing: ~$4,400
  • Building Permit application: ~$3,000
  • Builder's insurance: ~$5,500
  • Engineering drawings and plans

Stage 2 — Construction (5 weeks to 4 months):

  • Foundation and slab
  • Frame and roof
  • Internal fit-out (electrical, plumbing, kitchen, bathroom)
  • External finishing
  • Weather can extend this timeline

Stage 3 — Occupancy Certificate (OC) (~3 days):

  • Final inspection by building surveyor
  • OC is mandatory before you can legally rent the granny flat
  • Without OC, your insurance may not cover tenant-related claims

Hidden costs to budget for:

  • Rock removal: $300/m³ (if encountered during excavation)
  • Hard surface cutting: $200/linear metre
  • Deep sewer connections (beyond 0.6m): $500–$2,000 additional
  • Owner Builder licence can save $3,000–$5,000 if you self-manage

Utility Setup — Avoid the $20,000 Mistake

Never install a separate water/sewer meter. An independent meter costs $20,000–$30,000 AND doubles your council rate bills.

The smart approach:

  • Install an internal sub-meter: $500–$1,000
  • Rent the granny flat "bills included" — adding $30–$35/week to the rent
  • Share the main house electricity connection
  • Install solar panels with battery storage for overall cost reduction

Example:

  • Base rent: $340/week
  • Bills-included rent: $370–$390/week
  • Annual bills cost to you: ~$1,500
  • Annual bills income from tenant: ~$1,820
  • Net benefit: $320/year profit on utilities, plus no $20K meter cost

This is the standard approach used by 90% of successful granny flat investors in Melbourne.

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Every property is different. Book a no-obligation strategy call to discuss how our buyer's agency services work. This is a general information conversation — not personal financial, tax, or credit advice.

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PremiumRea Pty Ltd is a licensed Victorian real-estate buyer's agency. We are not a licensed financial adviser, tax agent, credit provider, or lawyer. Information on this website — including portfolio data, yields, capital gains, testimonials, suburb statistics, and guides — is general in nature only and does not take into account your objectives, financial situation, or needs. Past performance is historical and is not a reliable indicator of future results. Obtain independent professional advice before acting on anything you read here.

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